BC Express Pay
Banking and Cash Management
BC Express Pay manages online credit card payments for e-commerce transactions. It lets clients pay for goods and services securely using their credit or debit cards on the internet.
All core government programs are mandated to use BC Express Pay for e-commerce transactions. The broader public sector can also use it through a Corporate Supply Arrangement. A simple payment page takes customers to the payment processor to enter payment information.
Use BC Express Pay to:
- Process credit card transactions including Visa, Mastercard, American Express, Visa Debit, and Debit Mastercard whether for one-time or recurring transactions
- Accept simple orders using a payment link on your website
- Manage varied payments on an integrated e-commerce store-front system for your products and services
Reduces time-consuming tasks
BC Express Pay offers simple processes to reconcile accounts, manage settlements and process pre-authorizations, returns and refunds. Data capture is automatic. You can create real-time reports via your financial institution and daily transaction reports via the banking and cash management branch.
Offers flexible options
Select a range of options from a fully integrated BC Express Pay storefront to simple payment links within existing web pages.
Why should I use this
Ease of Use
A simple interface, supported by online help, allows you to: authorize payments instantly, anytime, anywhere; process refunds; reconcile accounts easily; and integrate transactions with your revenue management system.
Meets industry and Treasury standards
BC Express Pay fully meets Payment Card Industry (PCI) standards. It is administered by the Banking and Cash Management branch of the Provincial Treasury.
Ensures reliability and security
BC Express Pay incorporates banking industry standards of security and privacy, including advanced encryption, firewalls, and stringent internal access controls. The system can process e-commerce payments 24 hours a day, every day. At no time is credit card information entered or stored in a ministry application or database.
About this component
Price
Paid
Support is available during business hours, Monday through Friday.Service level support
BC Express Pay Components Store Front – this is the public-facing component of your application where customers select products and services and provide information required to fulfil the order. For example, name and address. Transaction Detail Manager (TDM) – the TDM is a repository of information related to payment-processing. For example, invoice information. Transaction Processing – involves the Application Programming Interface (API) that communicates with the Payment Engine in order to process payments and refunds. For example, the Bambora Process Transaction Application Programming Interface (API). Transaction Verification – this is an automated verification process for identifying exceptions. For example, unmatched approved transactions.Additional technical information
Government programs are responsible for reconciling revenue received from BC Express Pay with their general ledger (Corporate Financial System) accounts.Requirements and restrictions
Getting started
There are several steps required to make use of BC Express Pay. A dedicated team is here to assist you. Please contact BCMSupport@gov.bc.ca to obtain the integration guide and to schedule an onboarding session.
https://www2.gov.bc.ca/gov/content/governments/organizational-structure/ministries-organizations/ministries/finance
Support
The BC Express Pay team can provide training to staff involved with managing transactions as well as providing guidance for interpreting reports for reconciling transactions using the Corporate Financial System, BC Express Pay Admin Site, and Treasury Deposit Information System (TDI). We can also outline how to manage disputed transactions.